CONSUMER RESEARCH CORPORATION/PRODUCTTESTPANEL.COM MEMBER INCENTIVE PROGRAM PARTICIPATION TERMS AND CONDITIONS.

Last Modified August 24, 2007

These terms and conditions describe the participation requirements for the ProductTestPanel.com membership incentive program and its general membership policies. Consumer Research Corporation (CRC) is solely responsible for the administration of this membership incentive offer and product testing program. The owners of trademarked names and merchandise used in our promotions do not sponsor and have not endorsed this promotion or product testing program, nor are they affiliated with the Consumer Research Corporation in any way. All trademarks are the property of their respective owners with all rights reserved.

To become a ProductTestPanel.com member and participate in its membership incentive promotion, you must be at least 18 years old and a legal resident of the United States with a valid email and mailing address. If you do not meet these requirements, we ask that you do not complete the registration process.

CRC guarantees that all approved members of ProductTestPanel.com will receive at least 3 products to review during their first 90 days of membership. Panel members do not have to pay for these products. However, we do require that members return a brief written survey no earlier than 30 and no later than 45 days after the receipt of any product for review. Failure to return this survey will result in the member being removed from our product testing program. We ask that you not apply for membership unless you truly want to receive free products and return the surveys as outlined because CRC must absorb certain set costs to provide and deliver products for testing.

Specific Terms and Conditions for the ProductTestPanel.com (PTP) Membership Incentive Promotions:

This offer is available to US residents only. Participants must be at least 18 years of age. To receive the free membership incentive gift you must complete all of the steps outlined herein. Prospective members must: (a) submit their zip code to determine geographic eligibility; (b) register with a valid and deliverable email address; (c) submit accurate contact and demographic information including a mailing address; (d) acquire two advertiser action points from each of PTP's three Offer Groups for a total of six advertiser action points. Action points are earned when a PTP user fully completes an advertiser offer after accessing the offer by clicking on a link provided on the PTP website or from the PTP member area. Attempting to gain action points in any way other than clicking on the advertiser links provided by PTP will result in the cancellation of your PTP membership. Please understand that this means completing two offers from the Top Offers group, two offers from the Prime Offers group, and two offers from the Premium Offers group. The Prime Offers group and Premium Offers group may be accessed from the PTP member area. (e) you must complete and return an Incentive Redemption form after accumulating the required action points. The form may be downloaded from the member area after you have earned six points. Please understand that failure to supply current and accurate address and demographic information on the redemption form may hinder our ability to deliver the incentive gift to you.

In cases of a financial offer such as a credit card, the card must be activated by making a purchase, balance transfer or cash advance in order for the offer to be considered "completed", and the user must remain a card holder for at least 60 days. For paid retail offers you must accept the item/service and pay in full. Additional terms and conditions may apply to participation in select marketing offers. You should read the terms of each offer as provided by the advertiser for an explanation of these terms where they exist.

PTP reserves the right to require individuals to provide documentation demonstrating they have completed the advertiser requirements prior to incentive gift redemption in cases where that information is unavailable from the advertiser.

You have up to ninety days from the original date of your membership registration to complete the membership incentive program and redeem your incentive gift. Your gift eligibility is secured as soon as you complete two offers from each of the three offer groups and submit your Redemption Request Form. Once you meet the offer completion requirements, you will need to login to your account to print off your redemption certificate. Once we have received your verification, your gift will be sent within thirty days. Gift redemptions are limited to one gift per household. If you have registered for multiple membership incentive gift promotions, you will be given your choice of gift items upon the submission of your Redemption Request Form.

Please note that it may take up to eight weeks for our marketing partners to report to us that you have completed their offer. Please be patient while our marketing partners report back to us. You may check your redemption status at anytime through our member interface area at http://www.producttestpanel.com/status.php. Simply log in using the same email address with which you registered.

Quick Completion Bonus Offers: From time to time, ProductTestPanel.com may make additional incentive items available to first time registrants if they complete the ProductTestPanel.com Membership Incentive Promotion (as defined above) within a specified time period of their initial registration session. "Initial registration", as used in connection with ProductTestPanel.com bonus offers, means the first time any individual submits his or her personal information to ProductTestPanel.com. Initial registration does not include any subsequent registrations with ProductTestPanel.com for different Member Incentive Promotions. Bonus Offers are limited to one per person/household.

Miscellaneous Bonus Offers: From time to time, there may be additional bonus gift opportunities available at varying positions throughout our promotions. The specific requirements for receipt of these bonuses will be recited on the webpage where they are offered. Please note, no bonus of any kind will be awarded to any individual who does not first fully complete the requirements for receipt of the underlying incentive gift item.

Product Comparison Tests. CRC periodically conducts product comparison tests using members of the ProductTestPanel.com website. PTP members who wish to participate in any of these comparison tests may apply to do so through the member interface area at http://www.producttestpanel.com/status.php. CRC will select members for comparison tests based on criteria specific to each test. Selected members will be notified via email explaining how they will receive the product/products to be tested. Products will be delivered with a survey that must be completed and returned by the test participant. Failure to return the survey within the time specified will result in the tester becoming permanently ineligible to participate in future product tests of any type. Participation in comparison tests is free and is open to all ProductTestPanel.com members.

Security. The PTP Web Site has security measures in place intended to protect the loss, misuse and alteration of the information under our control. Our hardware infrastructure is housed in a controlled access facility that restricts access to authorized individuals with positive identification. Our network access to the infrastructure is protected by a firewall protection system. Member information is backed up on a periodic basis to protect against accidental loss. However, we can not guarantee that communications between you and CRC/PTP will not be intercepted by others and that information stored on our servers will be free from unauthorized access. While we have taken reasonable precautions to protect this information, you should always use discretion in what information you send to us and not expect that such information will be absolutely free from intrusion.

Links. CRC Web Sites, as well as the electronic messages sent as part of CRC service, may contain links to other sites or services. CRC is not responsible for the privacy practices or the content of such third party sites. If you have a question about the privacy policy of those other sites, please contact them directly.

Tax Liability: You are responsible for all local, state, and federal taxes on any gifts you receive. PTP requires that anyone receiving gifts valued at $600.00 and above in any calendar year complete and submit a W-9 form from the Internal Revenue Service in order to allow PTP to comply with IRS reporting requirements.

Choice of Laws/Venue: You agree that this agreement shall be construed and governed in accordance with the laws of the state of South Carolina regardless of the conflict of laws provisions of the jurisdiction where you live or any other jurisdiction. You also agree that the proper venue for any dispute pertaining to this agreement shall be the State and Federal Courts located in the County of Richland, State of South Carolina.

Liability Release: By participating in any PTP promotion, you release PTP and its respective parents, subsidiaries, and other affiliated companies, and the directors, shareholders, officers, employees, or agencies of any of the above organizations, for any and all liability for any injury, death, loss, tax liability or damage of any kind arising from entrant’s participation in this program, or resulting from acceptance, possession, use or misuse of any sponsor offer or gift. Failure to comply with these Terms and Conditions may result in disqualification from this program. PTP reserves the right, in its sole discretion, to: (i) disqualify from this or any promotion it sponsors now, or in the future, any person it finds, in its sole discretion, has intentionally violated these Terms and Conditions, tampered with the eligibility process, or any other aspect of the promotion; and (ii) cancel or suspend part or all of this program in the event that printing errors, tampering, fraud, unauthorized intervention or other causes beyond PTP’s control, corrupt or impair the administration, security or fairness of the program. Any attempt by you or any other person to deliberately undermine the legitimate operation of the program may be in violation of criminal and civil laws; and should such an attempt be made, PTP reserves the right to seek remedies and damages (including attorneys’ fees) from you or any other person to the fullest extent permitted by law, including seeking criminal prosecution.

DISCLAIMER OF WARRANTIES:THE SITE, THE GIVEAWAY, THE PROGRAMS, PRIZES, GIFTS, AND ANY PRODUCTS AND/OR SERVICES THAT YOU MAY RECEIVE FROM US OR ONE OF OUR THIRD PARTY PARTNERS ARE PROVIDED TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS AND ALL WARRANTIES, EXPRESS AND IMPLIED, ARE DISCLAIMED TO THE FULLEST EXTENT PERMISSIBLE PUSUANT TO APPLICABLE LAW (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND/OR FITNESS FOR A PARTICULAR PURPOSE). IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, COMPANY MAKES NO WARRANTY THAT: (A THE SITE, THE GIVEAWAY, THE PROGRAMS, PRIZES, GIFTS, AND ANY PRODUCTS AND/OR SERVICES THAT YOU MAY RECEIVE FROM US OR ONE OF OUR THIRD PARTY PARTNERS WILL MEET YOUR REQUIREMENTS; (B) THE SITE, THE GIVEAWAY, THE PROGRAMS, PRIZES, GIFTS, AND ANY PRODUCTS AND/OR SERVICES THAT YOU MAY RECEIVE FROM US OR ONE OF OUR THIRD PARTY PARTNERS WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (C) THE APPLICABLE PRIZE TEST ITEM OR GIFT WILL MEET WITH YOUR REQUIREMENTS AND/OR THAT ANY THIRD PARTY PARTNER WILL PERFORM ITS ASSOCIATED OBLIGATIONS IN A TIMELY OR SATISFACTORY MANNER; (D) YOU WILL QUALIFY FOR A GIFT BY COMPLETING ANY OF COMPANY’S THIRD PARTY PARTNERS’ PROGRAM TERMS; OR (E) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, THE GIVEAWAY, THE PROGRAMS, PRIZES, GIFTS, AND ANY PRODUCTS AND/OR SERVICES THAT YOU MAY RECEIVE FROM US OR ONE OF OUR THIRD PARTY PARTNERS WILL BE ACCURATE OR RELIABLE. THE SITE, THE GIVEAWAY, THE PROGRAMS, PRIZES, GIFTS, AND ANY PRODUCTS AND/OR SERVICES THAT YOU MAY RECEIVE FROM US OR ONE OF OUR THIRD PARTY PARTNERS, MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE WILL NOT BE LIABLE FOR THE AVAILABILITY OF THE UNDERLYING INTERNET CONNECTION ASSOCIATED WITH THE SITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM COMPANY, ANY OF ITS THIRD PARTY PARTNERS OR OTHERWISE THROUGH OR FROM THE SITE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.

Changing Your Status To have all of your personally identifiable information removed from our database, please go to http://www.producttestpanel.com/unsub.php and enter your email address. At the current time, we are not able to offer users the direct ability to delete their information from our database, but we will be happy to delete such information after we receive a request to that effect. Please be advised that by requesting that your data be removed from our database, you will be unsubscribed from CRC services and you forfeit your eligibility to participate in the PTP membership incentive program and to receive products for testing.

Updates. CRC may revise this Policy at any time in the future to (i) improve or modify the CRC Service, (ii) reflect future developments in CRC data information gathering, storing and release practices, (iii) comply with applicable laws, and (iv) reflect changes in CRC business structure. Accordingly, you should review these terms and policy from time to time to check for updates. Your continued use of the CRC website shall evidence your acceptance of any changes.

If you do not accept any of the terms of this Policy, we ask that you not complete our registration process Your registration with CRC constitutes your acceptance of these terms and privacy policy.

You may unsubscribe/opt-out of your membership at anytime by visiting http://www.producttestpanel.com/unsub.php and entering your email address.

 

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Various types of sponsor offers are available. Completion of sponsor offers most often requires a purchase or filing a credit application and being accepted for a financial product such as a credit card or consumer loan. Participants must be residents of the United States and at least 18 years of age in order to be eligible for the program. Failure to submit accurate registration information will result in loss of eligibility. This promotion is administered solely by this website. The manufacturers and retailers of the gift items offered through our programs have not endorsed this promotion and are not affiliated with the promotion in anyway. All trademarks, service marks, logos, and/or domain names (including the names of products and retailers) are property of their respective owners. This promotion is not valid to residents of Ohio and is void where prohibited by law.